Free Finance Tools & Calculators

Real calculators for Pakistani investors and finance students alike. More tools are added regularly.

Stock Analysis Tools Start here

For researching and analyzing specific PSX-listed stocks, using real historical price data.

Stock Risk Statistics
Volatility, max drawdown, Sharpe ratio, and best/worst year for any PSX stock.
If I Had Invested…
See what an investment in any PSX stock would be worth today, on any past date.
Portfolio Risk & Return
Combine 2-10 stocks with your own weights to see portfolio risk, return, and correlation.
Stock Comparison Tool
Compare 2-4 PSX stocks side by side: return, volatility, drawdown, and an indexed price chart.

Valuation & Cost of Capital Advanced

Formula-based valuation calculators with Pakistan defaults: ideal for finance coursework and quick sanity checks. No stock lookup needed.

Fair Value Calculator
Estimate a stock's intrinsic value using the Discounted Cash Flow (DCF) method.
CAPM Calculator
Required return on a stock from the risk-free rate, beta and equity risk premium, with Pakistan defaults.
WACC Calculator
Weighted average cost of capital from equity, debt, cost of equity, cost of debt and tax.
Dividend Discount Model
Value a dividend-paying share with the Gordon growth or two-stage model and compare it with the price.

Personal Finance Calculators

General-purpose calculators for everyday financial decisions - no PSX stock or account needed.

Investment Growth Calculator
See how a lump sum plus monthly contributions grows over time, with a year-by-year breakdown.
Salary Income Tax Calculator
Calculate your monthly and annual income tax as a salaried person in Pakistan, for any fiscal year since 2014.
Zakat Calculator
Calculate your annual Zakat on cash, gold, silver, and investments, checked against the Nisab threshold.
Loan Installment Calculator
Monthly installment and full payment breakdown for a car, home, or personal loan/financing.

All tools are for educational purposes only and do not constitute investment, tax, or religious advice.